Know where your
cash is going.
Cash flow forecasting and working capital support to see pressure points earlier and plan with a clearer view of the months ahead.
Explore cash flow supportFINANCIAL LEADERSHIP. ON YOUR TERMS.
Your fractional
CFO. A clearer
way forward.
Get a grip on cash flow. Understand your numbers.
Make your next move with confidence.
Hands-on, part-time CFO support for UK business owners who need financial leadership without a full-time hire.
Tell me what you need No obligation. Just a conversation.
ICAEW Chartered AccountantLed by Kishen Patel, BFP ACA
FOR THE BUSINESS YOU’RE BUILDING
UK SMEs & owner-managed businesses
Practical commercial support
Flexible, part-time leadership
LESS GUESSWORK. MORE DIRECTION.
Fractional CFO services.
Real business clarity.
You don’t need another spreadsheet.
You need to know what it means, what matters and what to do next.
Know where your
See what’s driving
your profit.
Management reporting, meaningful KPIs and margin analysis that turn your accounts into practical commercial decisions.
Explore management reportingMake your next
move a stronger one.
Financial modelling, scenario planning and funding preparation to help you assess opportunities before you commit.
Explore growth planningSENIOR THINKING. FLEXIBLE SUPPORT.
A part-time CFO.
Fully focused on
your next chapter.
Find the right support Your accountant helps explain where you’ve been. A fractional CFO helps you decide where to go next.
A fractional CFO is a senior finance professional who works with your business on a part-time basis. You get strategic financial leadership with a level of involvement shaped around your needs.
01
A commercial sounding board
Talk through hiring, pricing, investment and growth with the financial implications in view.
02
Support alongside your existing team
Connect your accountant, bookkeeper and management team around a clearer financial picture.
03
A scope that fits your business
Agree the priorities, involvement and fees before the work begins.
A SIMPLE WAY TO START
Outsourced finance director support.
Without the complicated start.
Tell me what’s on your mind.
Send a quick enquiry. No financial documents or lengthy questionnaire needed to get started.
Let’s understand the business.
We’ll discuss your priorities, current challenges and the kind of support that would help.
Agree a clear way forward.
You’ll know the proposed scope and fees before deciding whether to work together.
YOUR FINANCIAL SOUNDING BOARD
Kishen Patel, BFP ACA
ICAEW Chartered Accountant. Direct, practical support for the decisions that matter to your business.
A LITTLE MORE CLARITY
Your fractional
CFO questions.
Answered.
Not sure what you need yet?
That’s a good place to start.
What does a fractional CFO do?+
A fractional CFO provides senior financial leadership on a part-time basis. Support can include cash flow forecasting, management reporting, budgeting, profitability analysis, financial modelling and strategic planning.
Is a fractional CFO the same as a part-time finance director?+
The terms often overlap in the UK. Both describe senior financial support without a full-time appointment. The right choice depends on the responsibilities your business needs, so the scope matters more than the job title.
How much does a fractional CFO cost in the UK?+
Fees depend on the scope, complexity and time your business needs. After an initial discussion, the proposed work and fees are agreed before you commit. Send a quick enquiry to discuss a quote for your business.
Do I still need my accountant or bookkeeper?+
Usually, yes. Fractional CFO support complements day-to-day bookkeeping and your accountant’s tax and statutory reporting work. It focuses on financial planning, commercial decisions and the performance of your business.
Can you help if I need a CFO urgently?+
Select urgent finance leadership support on the enquiry form and add a phone number if you prefer a call. We can discuss the situation, the support needed and current availability. Start dates are agreed individually.
Can a small business use a virtual CFO?+
Yes. Virtual CFO support can give a small business access to senior financial input remotely. Whether it is a good fit depends on the complexity of your finances and the decisions ahead, rather than turnover alone.
FIND THE SUPPORT THAT FITS
Explore services and guides.
Understand the scope, the decisions and the next step for your business.
Fractional CFO costs
The right fee depends on the decisions you need help with, the condition of your financial information and the level of involvement required.
Read the guideCash flow forecasting
Turn receipts, payments and business plans into a forward view of cash. Understand when pressure could arise and which assumptions need attention.
Read the guideOutsourced finance director
Bring your numbers, plans and management decisions together with part-time financial leadership alongside your existing team.
Read the guideFinancial modelling & funding
Understand how a growth plan could affect revenue, costs and cash before you commit. Build a financial story that you and your stakeholders can interrogate.
Read the guideManagement Accounts & KPI Reporting
Get a clearer explanation of performance, a focused set of measures and a reporting routine that supports the decisions you need to make.
Explore the serviceProfitability & Margin Improvement
Look beyond headline revenue to understand which products, customers or projects contribute to profit and where performance needs closer attention.
Explore the serviceA USEFUL NEXT STEP
From the CFO Notebook
Why is my business profitable but short of cash?
The profit figure looks healthy, but the bank balance still feels tight. Start by tracing when money moves, rather than assuming the accounts must be wrong.
Read the postWhen should a small business hire a fractional CFO?
You do not need to wait for a particular turnover figure. Look at the decisions ahead, the complexity of the business and what your current finance team can support.
Read the postWhat should monthly management accounts include?
A useful pack helps you understand the result, explain the drivers and decide what happens next. Its length matters less than whether it answers those questions.
Read the postYOUR NEXT CHAPTER STARTS WITH CLARITY
Need a fractional CFO?
Let’s make the numbers make sense.
Let’s talk about your business One short form. One useful next step.
SUPPORT THAT FITS YOUR BUSINESS
Sector expertise and specialist finance support
Fractional CFO for SaaS & Tech
Connect recurring revenue, delivery costs and cash runway so your next hiring or growth decision has a clear financial basis.
Explore supportFractional CFO for Start-ups
Build a financial plan around your next milestone, the cash it requires and what you will do if progress takes longer.
Explore supportFractional CFO for SMEs
Get senior finance input when your business has outgrown bank-balance decisions but does not need a full-time CFO.
Explore supportAudit Preparation Support
Give your finance team a clear preparation plan, organised evidence and ownership of the questions that need resolving.
Explore supportInternal Controls Implementation
Turn informal finance routines into documented controls your team can operate, review and maintain.
Explore supportGovernance Processes
Make it clear who can decide, what information they need and how agreed actions will be followed through.
Explore support