Know where your
cash is going.
Cash flow forecasting and working capital support to see pressure points earlier and plan with a clearer view of the months ahead.
Explore cash flow supportConsult EFC · Financial leadership for UK SMEs
Fractional CFO services.Clarity for what’s next.
Clearer cash flow. A better view of performance. Part-time financial leadership to help you make your next decision with confidence.
Kishen Patel, BFP ACAICAEW Chartered Accountant · Consult EFC
THE CFO VIEW
The full picture.
A clearer way forward.
Connect the numbers to your next decision.
Cash outlookScenario planning
Base caseDownside
01 / UNDERSTANDYour performance
02 / PLANYour cash position
03 / DECIDEYour next move
FROM INFORMATION TO DIRECTION
Know what matters.
Decide what happens next.
FOR THE BUSINESS YOU’RE BUILDING
UK SMEs & owner-managed businesses
Practical commercial support
Flexible, part-time leadership
LESS GUESSWORK. MORE DIRECTION.
Financial clarity, where you need it.
Practical support for cash, performance and growth. Start with the decision your business needs to make.
Know where your
See what’s driving
your profit.
Management reporting, meaningful KPIs and margin analysis that turn your accounts into practical commercial decisions.
Explore management reportingMake your next
move a stronger one.
Financial modelling, scenario planning and funding preparation to help you assess opportunities before you commit.
Explore growth planningSENIOR THINKING. FLEXIBLE SUPPORT.
A part-time CFO.
Fully focused on
your next chapter.
Find the right support A fractional CFO can work alongside your accountant to connect financial reporting with the decisions ahead.
A fractional CFO is a senior finance professional who works with your business on a part-time basis. You get strategic financial leadership with a level of involvement shaped around your needs.
01
A commercial sounding board
Talk through hiring, pricing, investment and growth with the financial implications in view.
02
Support alongside your existing team
Connect your accountant, bookkeeper and management team around a clearer financial picture.
03
A scope that fits your business
Agree the priorities, involvement and fees before the work begins.
For ongoing cash planning, reporting and decision support, explore outsourced finance director services for UK SMEs.
A SIMPLE WAY TO START
Good advice starts with a conversation.
Tell me what’s on your mind.
Send a quick enquiry. No financial documents or lengthy questionnaire needed to get started.
Let’s understand the business.
We’ll discuss your priorities, current challenges and the kind of support that would help.
Agree a clear way forward.
You’ll know the proposed scope and fees before deciding whether to work together.
YOUR FINANCIAL SOUNDING BOARD
Kishen Patel, BFP ACA
ICAEW Chartered Accountant. Direct, practical support for the decisions that matter to your business.
THE CFO NOTEBOOK
A little insight.
A clearer perspective.
A management accounts pack that explains the story.
See the connected example, cash reconciliation and free illustrative sample.
Read the guideWhat should a CFO review every month?
The reports, questions and actions that make a useful management meeting.
Read the guideA better rhythm for your weekly cash meeting.
A practical agenda for reviewing the forecast, the low point and the next actions.
Read the guideA LITTLE MORE CLARITY
A few questions, answered.
Not sure what you need yet?
That’s a good place to start.
What does a fractional CFO do?+
A fractional CFO provides senior financial leadership on a part-time basis. Support can include cash flow forecasting, management reporting, budgeting, profitability analysis, financial modelling and strategic planning.
Is a fractional CFO the same as a part-time finance director?+
The terms often overlap in the UK. Both describe senior financial support without a full-time appointment. The right choice depends on the responsibilities your business needs, so the scope matters more than the job title.
How much does a fractional CFO cost in the UK?+
Fees depend on the scope, complexity and time your business needs. After an initial discussion, the proposed work and fees are agreed before you commit. Send a quick enquiry to discuss a quote for your business.
Do I still need my accountant or bookkeeper?+
Usually, yes. Fractional CFO support complements day-to-day bookkeeping and your accountant’s tax and statutory reporting work. It focuses on financial planning, commercial decisions and the performance of your business.
Can you help if I need a CFO urgently?+
Select urgent finance leadership support on the enquiry form and add a phone number if you prefer a call. We can discuss the situation, the support needed and current availability. Start dates are agreed individually.
Can a small business use a virtual CFO?+
Yes. Virtual CFO support can give a small business access to senior financial input remotely. Whether it is a good fit depends on the complexity of your finances and the decisions ahead, rather than turnover alone.
YOUR NEXT CHAPTER
Let’s make the numbers
make sense.
Tell us what’s on your mind. We’ll discuss your business, the decision ahead and the support that would help.
- Work directly with an ICAEW Chartered Accountant
- Agree the scope and fees before work begins
- Remote support for businesses across the UK
Related services and guides
Who provides this service?
This site is operated by Consult EFC Ltd. Your adviser is Kishen Patel, BFP ACA, an ICAEW Chartered Accountant. You can verify the ICAEW member listing and ICAEW firm listing.
For enquiries, use info@consultEFC.com.